FINANCE AGENT LAB / BUILD LIST 32 working prototypes · 96 editable scenarios · 8 proposed builds 7 working domains + Credit & Lending and Audit & Controls on the roadmap WORKING SUITE FRAUD & RISK / 3 working • Payment Anomaly Triage Compare a payment with an explicitly scoped history and expose the rule behind an amount signal. Sample: $250 vs $200 threshold. Five earlier comparable payments · $100 median · One amount signal • Payee Change Risk Reviewer Compare an approved supplier record with a proposed destination and inspect the independent verification trail. Sample: Independent check missing. Request and approval supplied · 2 of 3 illustrative controls documented • Fraud Network Investigator Trace time-ordered payments and shared full beneficiaries, then preserve the limits of each review pattern. Sample: One 3-hop return pattern. $1,000 → $980 → $960 · Three distinct payments in time order PAYMENTS / 6 working • Refund & Dispute Investigator Follow linked refunds and disputes while separating pending exposure from posted movements. • Merchant Settlement Explainer Build the gross-to-net bridge from captured sales, refunds, chargebacks, fees, and reserve movements. Sample: $5,000 → $4,425. Sales less deductions, plus released reserves • FX Variance Investigator Check an EUR receipt against a supplied USD-per-EUR rate, explicit fee treatment, and the posted USD amount. Sample: €1,000 × 1.10 − $20. $1,080 expected net receipt · Supplied sample rate • Payment Failure Investigator Connect payment attempts and supplied processor evidence to distinguish a confirmed decline, a blocked request, and an unresolved outcome. Sample: Outcome unconfirmed. $240 requested · A timeout is recorded; final processor evidence is missing • Chargeback Evidence Assembler Assemble linked records against a declared dispute checklist while keeping refund history and evidence gaps visible. Sample: Delivery evidence missing. 2 of 4 illustrative requirements covered · Unrefunded sale amount unknown • Payment Fee Auditor Compare captured payment fees with a supplied effective rate card, supported volume tier and linked statement lines. Sample: $0.40 overcharge candidate. $102.40 expected vs $102.80 charged · Three synthetic captures PAYABLES & SPEND / 5 working • Invoice Match Agent Compare the invoice with ordered quantities, accepted receipts, prior billing, and the agreed unit price. Sample: 7 billed / 6 received. 1 unsupported unit · $50 at the agreed price • Duplicate Invoice Investigator Compare invoice identities and source obligations before flagging a repeat charge or a linked credit. Sample: $1,250 potential exposure. Two queued records · One evidenced billing obligation • Expense Policy Reviewer Check a meal claim against an explicit sample policy, receipt evidence, and attendee count. Sample: $200 / $200. Meal claim total / documented attendee cap • Supplier Statement Reconciler Match supplier open items by obligation identity and distinguish a supported revision explanation from an unresolved balance. Sample: $350 difference explained. $1,000 AP vs $650 statement · Historical original remains open • Purchase Order Commitment Analyst Compare approved order capacity with invoiced usage and commitments while making documented overlap explicit. Sample: $100 projected headroom. $600 invoiced + $300 unbilled commitments against $1,000 approved CLOSE & RECONCILIATION / 7 working • Reconciliation Investigator Trace a break to original records, revisions and the supersession rule. • Close Evidence Assistant Separate supported explanations from unresolved balance differences. • Accrual Completeness Reviewer Compare earned service cost with posted invoice expense and the outstanding accrual. Sample: $300 shortfall. $1,200 earned cost less $900 recorded expense • Prepaid Expense Scheduler Allocate a prepaid service across whole months and inspect the expense and remaining balance. Sample: $9,000 / $3,000. Expense to date / remaining prepaid balance • Intercompany Balance Reconciler Compare signed reciprocal balances at one cutoff and separate supported timing from unexplained differences. Sample: $100 timing item supported. A receivable $1,000 vs B payable $900 · Original balances preserved • Journal Entry Support Reviewer Inspect a journal’s arithmetic, allocated source support, accounting-basis reference and documented independent review. Sample: Balanced, basis missing. $600 debit = $600 credit · Amount supported; basis reference absent • Bank-to-GL Reconciler Trace bank movements to unique ledger entries and documented payment batches without accepting amount-only matches. Sample: $600 → $350 + $250. 3 bank rows and 4 GL rows aligned · $385 net movement on each side REPORTING & FP&A / 4 working • Budget Variance Analyst Bridge a single expense category from static budget to reported actual, separating volume, unit cost, and fixed costs. Sample: $3,400 unfavorable. $2,000 volume + $1,200 unit cost + $200 fixed costs • KPI Consistency Reviewer Compare reported margins against supplied definitions, component coverage and source lineage before treating a difference as performance. Sample: 16 pp definition gap. Aggregate margin 44% vs simple average 60% · Same two segments • Management Reporting Composer Compose a source-linked monthly expense draft from a supported variance bridge while keeping unsupported causes as reviewer questions. Sample: $3,400 over budget · causes open. $2,000 volume + $1,200 unit cost + $200 fixed · No unsupported cause added • Billing Completeness Reviewer Match a supplied delivered-obligation population to invoice lines, effective contract versions and a declared billing cutoff. Sample: $240 unbilled in the sample. $1,000 eligible delivery · $760 linked invoices · Complete supplied coverage TREASURY & CASH / 3 working • Cash Runway Planner Compare a three-month cash forecast with a higher-cost scenario and a minimum cash buffer. Sample: Month 3 / Month 2. Baseline / stress: first cash-buffer breach • Cash Position Consolidator Inspect dated account balances, restrictions and supplied currency conversion before describing available cash. Sample: $13,400 current subset. USD $9,000 + EUR €4,000 at 1.10 · $2,000 stale account excluded • Forecast Reliability Monitor Compare an unchanged forecast version with explicitly linked observed flows and distinguish amount, timing and coverage gaps. Sample: $100 below · 2 days late. $1,000 expected inflow vs $900 received · One future flow not yet due RECEIVABLES & COLLECTIONS / 4 working • Receivables Aging Analyst Age an open invoice and separate its ledger balance from a proposed cash application. Sample: 31 days overdue. $1,000 ledger balance · $400 proposed cash application • Short Payment Investigator Trace an original gross invoice to posted cash and supported adjustment evidence while retaining its unpaid residual. Sample: $50 still unexplained. $1,000 invoice − $850 posted cash − $100 single adjustment • Collections Priority Planner Build an explainable invoice review queue from supported balances, calendar aging, dispute status and follow-up evidence. Sample: 1 priority · 2 review holds. $900 eligible · One dispute hold and one incomplete-history hold • Remittance & Cash Application Agent Build a conserved allocation proposal from a posted receipt, explicit remittance lines and current invoice balances. Sample: $900 proposed · $100 left. Proposed: $600 to A + $300 to B · $200 invoice balance would remain NEXT BUILDS Three waves: close schedules; forward scenarios; focused review queues. 1. Revenue Recognition Reviewer / Close & Reconciliation Does the recorded revenue follow the supplied recognition policy? Evidence: Contract and amendment versions, obligation schedule, acceptance evidence, supplied recognition policy, period ledger and population coverage. Output: A source-linked recognition schedule, cutoff differences and unresolved policy questions for accounting review. Scope: Proposed deterministic prototype. No autonomous accounting-policy choice, standards-compliance conclusion or journal posting. 2. Fixed Asset Rollforward Reviewer / Close & Reconciliation Can each movement in the asset balance be supported? Evidence: Asset register, invoices, placed-in-service dates, disposal evidence, useful-life and residual-value policy, opening and closing ledger. Output: An asset rollforward with schedule differences, missing service dates and linked supporting records. Scope: Proposed deterministic prototype. No tax treatment, impairment judgment, valuation assurance or asset-register update. 3. Payroll-to-Ledger Reconciler / Close & Reconciliation Do payroll expenses, liabilities and funding tie to the ledger? Evidence: Aggregate payroll register, batch and period IDs, employer costs, deduction liabilities, funding records, journals and reversal history. Output: A batch-level expense, liability and cash bridge with timing or mapping exceptions retained separately. Scope: Proposed deterministic prototype using synthetic aggregate data. No employee eligibility, tax advice, payroll payment or journal action. 4. Driver-Based Forecast Builder / Reporting & FP&A How do explicit operating assumptions change the forecast? Evidence: Frozen baseline, driver definitions, approved assumption versions, operating constraints, source history and scenario changes. Output: A driver-to-result bridge showing the effect of each assumption and any unresolved input or capacity limit. Scope: Proposed deterministic scenario model. No learned prediction, confidence score, causal inference or automatic forecast approval. 5. Debt Covenant Calculation Reviewer / Treasury & Cash Does the calculation follow the supplied covenant definition? Evidence: Supplied covenant definition, executed amendment evidence, debt and eligible-cash schedules, defined earnings adjustments, test date and ledger tie-out. Output: A definition-linked calculation, threshold headroom and unresolved interpretation or evidence items. Scope: Proposed deterministic calculation review. No legal interpretation, lender certification, waiver decision or declaration of default. 6. Payment Behavior Pattern Reviewer / Fraud & Risk Which time-based payment patterns need analyst context? Evidence: Logical payment IDs, event times and statuses, destination versions, covered observation window, comparison scope and explicit rule thresholds. Output: A deduplicated event timeline with rule triggers, counterexamples and incomplete-window warnings. Scope: Proposed deterministic pattern review. Signals do not establish fraud or safety; no profiling score, block, retry or notification is sent. 7. Credit Exposure Reviewer / Credit & Lending What supported exposure sits against the approved limit? Evidence: Customer and legal-entity scope, open items, posted applications, approved orders, limit version, collateral eligibility and complete currency coverage. Output: An exposure-to-limit bridge with supported headroom, excluded mitigants and unknown scope made explicit. Scope: Proposed deterministic review. No personal credit scoring, lending decision, assumed netting right or automatic credit-limit change. 8. Control Evidence Readiness Reviewer / Audit & Controls Is the required evidence present for this control and period? Evidence: Control inventory, checklist version, owner and reviewer records, period coverage, evidence references and document identities. Output: A control-by-evidence coverage matrix with exact gaps and a reviewer packet. Scope: Proposed deterministic readiness check. Presence is not operating effectiveness, authenticity, audit assurance or certification. The standalone working prototypes use original deterministic calculations and template explanations. The connected invoice workbench separately supports original source records, canonical snapshots, cited checks and saved review. New network/fee/matching/billing workflows have no live financial action or external model connection. The roadmap contains proposed designs, not functioning agents.